"At Action Financial Management, Inc. we strive to do the best thing for our clients. Our goal is to learn about each client and understand their needs, wants, and goals and help them build strategies to meet them. "

We understand the struggles many face in today’s financial economy and we are here to help guide each client through in their own unique plan. Our team has years of experience and has helped many clients well into retirement.

About Action Financial Management, Inc.

Action Financial Management, Inc. is a full service financial planning firm founded in 1999.  We currently offer a wide range of financial planning services and products.  AFM is an independent financial planning office dedicated to meeting the needs of all present and future clients.  Co-Founder and President, Pamela J. Sarney, has been licensed in the investment business since 1981.  As your Certified Financial Planner, Pam has specific training in investment concepts. Through comprehensive strategies, Pam will pull your information into an organized plan to achieve your future financial goals.


As independent financial planners, we are proud to research and offer comprehensive insight into various types of investments. We can help address your goals by designing an investment portfolio appropriate for your risk tolerance and time horizon.

When starting to invest it is important to understand the difference between saving and investing. You should save for the short-term goals and invest for the long-term goals. When investing for long-term goals you may want to consider investing in assets that historically have earned higher rates of return. However, keep in mind that the past is no guarantee of future investment performance or success.

Contact Us

We are located in downtown New Baltimore on the south side of Green Street. Our historic office building is attached to and sets between The Voice Newspaper and BIGGBY Coffee. Parking is available in the BIGGBY Coffee lot. You may enter off Green Street by walking from the parking lot to our front door or use our rear entrance under the turquoise awning, where some parking is also available.  Contact us today by filling out our contact form or directly by phone at 586-349-2200 or 1-800-832-6814.